A complete plan of your own
Individual
Everything connected
Forecast the month, build goals, and understand every account in one calm view.
$80.00/yr
Per person, monthly$6.67
or $8.00 billed monthly
The Founding 100
70% off every annual plan for your first 2 years.
0 of 100 claimed
Pricing — mine & yours
Priced for how you
actually live.
Get the whole app, whether it's just you or your whole household. The more people who share a plan, the less each person pays. Every paid plan starts with a 14-day free trial.
Two lives, one shared middle.
Couple · billed annually$125.00$37.50/yr
YouPartner
$1.56
per person, per month · the two of you
for your first 2 years, then $5.21
Founding 100 · spot 1 of 100 is yours
Price locked for your first 2 years, then $125.00/yr.
You will not be charged for 14 days. A card is required. Cancel in two clicks.
Find your fit
Start with the people.
The plan follows.
Choose the shape of your financial life first. Every paid plan includes the complete Miyo experience; the number of people and sharing tools are what change.
Two people, equal footing
Couple
Private and shared
Coordinate shared money while every account keeps its own privacy setting.
Founding price · your first 2 years
$125.00$37.50/yr
Per person, monthly$1.56
or $12.50 billed monthly
One household, clear boundaries
Family
Household, resolved
Run the household together without turning personal spending into public history.
$180.00/yr
Per person, monthlyfrom $3.00
or $18.00 billed monthly
Free, for as long as you need it.
$0 foreverUp to two bank institutions, manual accounts, CSV imports, budgets, and net-worth tracking for one person. No card and no countdown.
The useful differences
Compare without the fine print.
Annual prices are shown above. Monthly billing remains available.
Swipe to compare every plan.
IncludedFreeIndividualCoupleFamily
Accounts2 bank institutions + CSVBank syncBank sync for twoBank sync for five
PlanningBudgetsForecasts and goalsOne shared planHousehold plan
PrivacyPrivate by defaultPrivate by defaultPer-account controlsPer-person controls
Collaboration—Invite laterMoney Date and reviewsGoals and individual budgets
What the money buys.
Accounts
- Checking · yours$3,206.41
- Joint · ours$8,114.09
- Partner's card · private
Yours, mine, ours — enforced by design.
Every account carries its own privacy setting. Share it when you choose, or keep it invisible; a partner never becomes an over-the-shoulder auditor.
This is what Couple unlocks.
This month's plan
Income$7,400
− Bills$3,120
− Goals$1,200
Spendable$3,080
One honest plan for the month.
Income minus bills minus goals is what's actually spendable. The plan equation keeps both of you looking at the same number, not two guesses.
In every paid plan.
Money Date · Sunday
- Review the week — 12 transactions
- Vacation fund · $180 added
- One thing to decide together
The weekly Money Date.
In 15 minutes once a week, review what happened, fund your goals, and make one decision together. It is the ritual that keeps merged money from going quiet.
Couple and Family.
Start solo
Your complete money system.
Connect accounts, clean transactions, plan spending, track goals, and model debt without setting up a household.
Add a household
Share decisions, not passwords.
Two separate logins with private and shared accounts — $5.21 per person, per month on the annual plan.
Build your own system first. Invite someone when money becomes shared.
The Founding 100
70% off every annual plan for your first 2 years
The first 100 users lock in this price on any annual plan for your first 2 years, followed by the standard price. Cancel at any time.
0 of 100 claimed
Pick your plan — claim your spotWhere your money goes
Securely syncing your banks — the real per-couple cost.
Card processing on every subscription.
Keeping the lights on and building what comes next.
I'm one person building Miyo — no investors, no growth team, no reason to trick you. So here's the whole thing: most of what you pay goes to syncing your banks safely, then card fees, then me — so I can keep building. I set the founding year at $49, not $1, because a $1 gimmick would mean I planned to make it back somewhere you couldn't see. I'd rather you always know the number. If Miyo isn't worth it, cancel in two clicks — I'd rather lose the sale than your trust.
Straight answers
Why do you need a card for a free trial?
Paid plans use a 14-day card-required trial so access can continue without re-entering billing details. You can cancel from billing settings before the trial renews and keep access through the remaining trial period.
Can we just stay on the free plan?
Yes, forever. Free covers the essentials for one person, including bank sync for up to two institutions, manual accounts, budgets, net worth, and CSV import. Paid Individual expands bank sync to 10 institutions and adds full history, rules, forecasting, and AI. Couple and Family add collaboration when those tiers are available.
What can my partner see?
Only what you choose to share. Private accounts do not appear blurred or locked on their side; they simply are not there. For each account, you decide what is yours, theirs, and ours.
Which paid tiers can I choose?
The pricing table reflects live billing configuration. A tier with an active checkout is available now; a tier marked Opening soon cannot be purchased yet. Individual is for one person, while Couple and Family add household seats and collaboration.
How do we cancel?
Cancel in two clicks from Settings at any time. You keep access until the end of the period you have already paid for, and you can always return to the Free plan.
Not ready to pay? The Free plan covers the essentials for one person. Upgrade whenever you're ready.
Priced for how you live. Start free.
Fourteen days free on any paid plan. Cancel in two clicks.
Questions? Email hello@joinmiyo.com. We reply.