Household checkingShared$5,800
Everyday checkingAlex’s · balance only$2,480
Personal accountYour account$1,670
Closer. Still you. The budgeting app for couples
One shared budget for couples, with privacy built into every account.
Free for you, no card, no time limit. Invite your partner when you’re ready.
Sample household · Illustrative data, no accounts connected.
Alex & Sam’s homeAlex is signed in
OUR MONTH
remaining to plan · income $7,600
Bills$3,480
Goal$1,200
Remaining$2,920
$0$2,400
Our first home: $12,400 of $20,000 saved. After this plan, $13,600.
WHAT WE SHARE
Alex’s roomSharedSam’s room
Sam sees Everyday checking · $2,480. Purchases stay personal.
“I didn’t want a budget that reads over my shoulder.”
My checking account is still mine. Sam sees the balance if I share it, or only that one account exists if I don’t. There’s nothing to unlock and nothing to explain. Sam chooses the same way for Sam’s accounts, so neither of us is the one being watched.
AAlex, from the household aboveHOW IT WORKS
Your first plan takes three small steps.
- STEP 1 · ONE ACCOUNT
Start with what you know.
Add an account balance manually. Connect a supported bank or import a CSV when it suits you.
Everyday checking$2,480Alex’s everyday accountEntered by hand$2,480 - STEP 2 · ONE BILL
Give the next bill a place.
Plan an upcoming bill before deciding what else your money needs to do. Start small; fill in the rest later.
$2,480Utilities$180Left after this bill$2,300 - STEP 3 · YOUR PARTNER
Invite them when you’re ready.
Inviting your partner starts a 14-day Couple trial, no card needed. Each person uses their own login, and your plan becomes one you share.
sam@example.comSam joinsWith Sam’s own login
Less “we need to talk.” More “we’ve got this.”
Fifteen minutes on a Sunday, no spreadsheet on the kitchen table. Look back, check the plan, agree on one next step. Then get back to your evening.
Our Money DateSunday 7:30 pm · 0 of 3
Next step: Alex adds the car insurance bill before Sunday.
Is our money safe, and who are you?
Miyo reads. It never moves money.
- Bank connections run through Plaid and are read-only. Your money stays with your bank.
- Connections are optional, and you can disconnect a bank in Miyo at any time.
- Each login can turn on multi-factor authentication and review active sessions.
“I built Miyo because every money app treated a couple like one person with two cards. Two people who love each other are still two people.”
PNPatrick NguyenFounder, Miyo
Coming from Monarch, YNAB or a spreadsheet? See the differences A happier home.
Miyo is free for you. The price arrives only when you invite your partner.
FreeFor you
$0no card, no time limit
Your own budget, bills and goals. The whole product, for one person.
CoupleWhen you invite your partner
$12.50a month, for both of you
One household plan and Money Date. Two logins, one subscription, after the trial.