A privacy dial on every account
Shared, Balance only, or Private. Change it whenever you like. A private account shows up for your partner as a count, never a name or a number.
Joint checking
SharedSapphire card
Balance onlyBirthday fund
PrivateFeatures
Everything a household runs on.
The tools you’d expect from a money app, plus the ones that only make sense when two people share a life.
Ask about a charge
Flag a shared charge with a question. Your partner answers when it suits them.
Alex askedWas this the rice cooker?
Sam repliedYes. The old one broke.
Spending, sorted
Connect once and Miyo categorizes every transaction with real merchant names. Rules remember how you like things sorted.
T$128.44
Target
Groceries
S$6.85
Starbucks
Dining out
S$52.10
Shell
Gas
A budget that fits your paycheck
Give every dollar a job and see what’s safe to spend until payday. Free forever, bank or no bank.
Groceries
Dining out
Fun money
Bills on a calendar
Subscriptions and bills found for you, laid out by due date.
Goals you fund together
Each of you contributes, and the bar shows who put in what.
Japan trip$3,400 / $6,000
You $1,900 Sam $1,500
Net worth, three ways
Yours, your partner’s, and Ours, each with its own trend.
Ours Yours Sam’s
Your debt, your strategy
Plan your payoff privately. Share only the due dates, so nobody misses one.
Debt-free
March 2028
Avalanche · $450 a month
The weekly Money Date
Fifteen minutes to look back at the week, answer each other’s questions, and move a goal forward. Included with Couple and Family.
3 min
Look back at the week
2 min
Answer 2 questions
5 min
Move the Japan trip forward
Switching over
Bring your YNAB budget with you.
Export from YNAB, upload the file, and your categories and budget carry over. Connect your banks after to keep it current.
- Export your budget from YNAB
- Upload it to Miyo
- Connect banks to keep it current
Try all of it for 14 days.
No card. If you don’t pick a plan, you stay on Free and keep your budget.